Stephen Hadhazi
MT Appraisal Umpires

Present occupation:
Public Insurance Adjuster

Experience in insurance appraisals:

Estimated Number of Appraisals Performed:	925	Percentage of Appraisals acting as the Umpire:	8 %
Percentage of Appraisals representing the Policyholder as an Appraiser:	100 %	Percentage of Appraisals representing the Insurance Company:	0 %
Percentage of Appraisals acting as an Appraiser:	92 %

Other relevant information:
I primarily service the states of Florida & Texas, however I am available to serve as Umpire anywhere in the United States.

Years experience in insurance industry:

Insurance Company:	0	Law Firm (Plaintiff):	0
Public Adjuster:	11	Law Firm (Defense):	0
Independent Adjuster:	1	Other:

Educational degrees / certifications:
Prior Certifications include: Certified Indoor Environmentalist (IAQA) Certified Mold Remediator (IAQA) Certified Mold Remediation Supervisor Licensed Florida Public Insurance Adjuster Licensed Texas Public Insurance Adjuster